June

Blog Posts in June, 2016

  • Motions to Dismiss Denied in FDCPA/FCRA Case

    A recent FDCPA/FCRA case out of the U.S. District Court Northern District of Illinois Eastern Division resulted in a denial of all attempts by the defendant to dismiss the counts against them. Bayview Loan Servicing, LLC is accused of failing to ...
  • insideARM Spotlight: April FDCPA Case Law Review

    Each month, insideARM provides a case law review highlighting positive, and some negative, outcomes for the accounts receivable management industry. Here are some notable cases: Bloodworth v. United Credit Service, Inc. The court affirmed that use of ...
  • Millions of people lost their homes when the housing crisis struck in 2008. After the banking system thoroughly failed American families, private equity firms and other investors swooped in to try and save the day – but now, it appears that ...
  • Fighting Foreclosures on FHA Loans

    In an insightful and intelligent article for the Harvard Law and Policy Review, Rachel Labush, a staff attorney at Community Legal Services of Philadelphia, shared her experience defending low-income homeowners facing foreclosure in Philadelphia. She ...
  • We're Seeking a Paralegal - Apply Today!

    Sulaiman Law Group, LTD is currently looking for an outstanding paralegal to add to our dynamic team. If you are looking for an exciting career at a fast-paced, top-rated foreclosure, bankruptcy, and creditor harassment law firm in Chicago, ...
  • Attorneys Ahmad T. Sulaiman and Matthew H. Hector are the authors of Consumer Defense: A Tactical Guide to Foreclosure, Bankruptcy, and Creditor Harassment: The Luxury of the Informed, a comprehensive guide on consumer law written for lawyers and ...
  • Motion to Dismiss Denied in FDCPA Case

    In December of 2015, Latonia M. Foster filed a lawsuit against Allianceone after receiving a collection letter that violated Section 1692e of the Fair Debt Collection Practices Act (FDCPA). Soon after, the defendant filed a Motion to Dismiss pursuant ...
  • Legal & Economic Issues in Subprime Litigation

    A Harvard Law School discussion paper from 2008, right around the time of the subprime mortgage industry crisis, highlights the legal and economic consequences of current difficulties in the subprime mortgage market. In Legal and Economic Issues in ...
  • Millions of Borrowers Facing Crushing Loan Costs

    If you’ve ever had to take out a payday loan, you know how expensive they can be. A loan for only a few hundred bucks could easily end up costing a borrower hundreds – or even over one thousand – dollars more in interest payments. ...
  • ROBOCOP Act Brought Before Senate

    Back in April, a bill was introduced in the House of Representatives that would force phone service providers to make it simpler for customers to block unwanted prerecorded and automated calls. The ROBOCOP Act has been sitting idle for a while, but ...
  • Systemic foreclosure fraud was rampant in the years leading up to the 2008 financial crisis, throwing into question our nation’s entire property records system and causing millions of people to wrongfully lose their homes. A 2009 ruling out of ...
  • Experian, TransUnion, and Equifax issued a memo in March to all data furnishers providing notification of upcoming changes and new initiatives to certain furnishing requirements. These new furnishing requirements were first announced by the consumer ...
  • John Oliver Gives Away $14M on Last Week Tonight

    On last night’s episode of Last Week Tonight, host John Oliver gave away $14 million as part of an effort to increase awareness of debt, debt buyers, and zombie debt in America. American households currently own over $12 trillion in debt, $436 ...
  • Student Loan Firm Accused of Borrower Abuse

    A group of more than two dozen state attorneys general has accused Navient Corp. (formerly known as Sallie Mae), America’s largest student loan firm, of violating state laws to ban abusive or unfair practices by paying call center workers based ...
  • How the Telemarketing Sales Rule Protects Consumers

    Let’s face it, telemarketing calls can be annoying. One way the Federal Trade Commission protects your rights is by putting you in charge of how many of these calls you get at home. Through its Telemarketing Sales Rule (TSR), it has established ...
  • New Rules Could Overhaul the Payday Lending Industry

    The Consumer Financial Protection Bureau has proposed a set of new rules aimed at protecting consumers from the cycle of long-term debt that often comes with payday loans. Anyone who has ever needed a payday advance knows that these short-term loans, ...
  • David Dayen of the Daily Kos recently published a book on the story of three South Floridians and their role in uncovering the largest crime against consumers in American history: foreclosure fraud. Mortgage companies that had no legal right to ...