Credit Repair

Recent Posts in Credit Repair

  • How to Fix Your Credit Report After Bankruptcy

    One of the most frequently asked questions we receive from clients is how to fix a credit report after bankruptcy. While it is very important for everyone to periodically check their credit report for errors, it is especially important for people who ...
  • Credit Repair Scammers Pay Up

    We’ve all heard the saying, “where there’s smoke, there’s fire.” Just as sure as that statement was, is, and always will be, there will always be those who attempt to profit on the misfortunes of others. The credit ...
  • Four Easy Ways To Improve Your Credit...

    I found an article today that describes four lazy ways to improve your credit. The ideas are pretty good. The first is to let your credit accounts age. This makes sense, but if you're not paying on time, etc., then old accounts will do you no ...
  • The National Association of Consumer Advocates has written a five-step guide to improving your credit score. The guide rather useful, in particular because it defines terms and notations used on your credit report. It also describes what your credit ...
  • A New Path To Home Ownership

    I just read an article on Dennis Rodkin's blog about Hyperion Homes, a company with a new approach to renting and purchasing homes. Hyperion works with people who do not have the credit to obtain a mortgage. Hyperion does not provide financing. ...
  • Most people don't know that closing credit card accounts can hurt their credit score. However, according to this article by Adam Levin, this is one of the biggest mistakes that a consumer can make. Obviously, not paying your bills is the biggest ...
  • According to a recent report by the FTC, 26% of credit reports contain an error, but 95% of those errors do not affect on the individual's credit score. However, the report also notes that what may impact a credit score can vary from report to ...
  • Foreclosure and your FICO score

    When you are facing financial challenges, it can be difficult to know where to begin. Do you think about the immediate stressors in your life, such as threats of foreclosure, mounting credit card debt and not enough income? Or do you focus on future ...
  • Correcting Your Credit Report Can Involve A Lot Of Work

    Many consumers think that fixing errors on their credit reports is as simple as filing a dispute online. After all, Transunion, Equifax, and Experian provide the option, so it must be that simple, right? Not really. The credit bureaus spend very ...
  • I recently read this article about Tom Pavelka, an Ohio resident with a near-perfect credit score (848/850). Although Mr. Pavelka and his wife have a very comfortable household income, some of Mr. Pavelka's credit tips are worth reading because ...
  • Credit Reports and Household Debt -- An Infographic

    I stumbled upon this infographic not too long ago. It has some interesting information regarding how credit scores are factored. It also includes some disturbing data. The average household credit card debt is over $15,000. On average, Americans have ...